- General Article

Is Pet Insurance Right for Your Pet?

Pet insurance is the last thing on the mind of most pet owners. Making sure your pets are fed, loved, walked, and well-behaved is priority number one but providing for their medical health is as essential as cuddles. Like humans, pets can get ill and hurt. If you’re looking for 24 hour animal hospital Williamsport pa for example, chances are you’re already needing vet care and might be in a financial bind. Having a plan in place before these unexpected incidences is essential for pet owners. While pet insurance may seem like a luxury expense, consider that the total number of pets insured in the U.S. and Canada reached 2.1 million in 2017, with expected increases for 2018 and 2019. More and more, pet insurance is becoming something we utilize and rely on just like our own healthcare.

Pay a Little Today for Big Expenses Tomorrow

No one wants to imagine their cuddly puppy getting old and sick but as pets age, they develop serious and sometimes life-threatening diseases. Like humans, even young pets can get seriously hurt and require thousands of dollars in medical care. Pet insurance premiums cost just a few dollars a month and protect your pet and wallet from costly vet visits.

Save Your Emergency Fund

While dog may be a man’s best friend, draining man’s bank account is a terrifying and unwanted reality many pet owners must face when their pet is hurt. Vet bills can add up as fast as medical bills and unless you have a couple thousand dollars sitting in the bank with no other purpose, you may find yourself diving into emergency cash for payment. Pet insurance prevents unexpected vet bills and provides a safety net in case of emergency.

Pet Insurance Increases Your Spending Power

Pet insurance offers a wide variety of services for a small monthly fee. When pets are injured or are found to have disease, pet insurance can give pet owners a wide range of treatment options that may not be an option for owners paying out of pocket. Simply put, most families without pet insurance do not have an emergency fund in place for pet injuries and as a result, they may not opt for the most intensive care. Pet insurance allows you to get the absolute best care for your pet without worrying about cost.

Pet Insurance Can save Your Pet’s Life

Immediate care is essential when your pet is injured. A swift visit to the vet can prevent costly complications and worsening injury. Families without pet insurance may avoid bringing pets to the vet immediately or prolong decision making based on financial reasons. Pet insurance provides peace of mind and ability to get fast care.

Pet Insurance has its Perks

Depending on your policy, there are multiple perks associated with pet insurance. Some policies offer reduced cost pet boarding, yearly checkups, and even alternative medicine options like acupuncture and laser therapy. Human employers are even getting in on the act. Many Fortune 500 companies are starting to provide pet insurance as a perk of employment. Check with your employer to see if they offer pet insurance policies. Other policies like Care Credit offer 6-12 month interest free financing.

Providing love and care unfortunately isn’t always enough. Ensuring your pet has quality medical care for emergencies and yearly preventative care is an essential part of being a pet owner. Rather than ignoring those expenses, a small monthly premium can provide quick care and peace of mind for your family.